Your next chapter, in writing
Saved locally as you typeMake an offer with clarity.
Shape the terms, review your draft, and create a polished offer summary to share with your agent.
- 1. Property
- 2. Offer terms
- 3. Dates & details
- 4. Review & share
Property
HomeOffer Purchase Report
10/10/2026 | $340,000 home | 10% down | 6.6% / 30 yrs
Total cash required at closing
$43,500
Down payment
$34,000
Closing + repairs
$9,500
Loan amount
$306,000
Affordability score | Housing DTI
37.8%High risk
0%28%36%50%+
Monthly cash flow
$1,596
left after housing & living expenses
Net income$7,200
Housing (all-in)−$3,004
Living expenses−$2,600
Monthly payment breakdown
$3,004/mo
- Principal & interest$1,954
- Property tax$312
- Insurance$75
- HOA$380
- Maintenance reserve$283
Stress Test Your Offer
Try a change to see its effect on your payment, cash flow and savings.
- Rate hike: raises the loan payment. Housing DTI (housing costs divided by the monthly income you entered) goes up, and cash left over goes down.
- Job loss: assumes no income. Cash flow turns negative; DTI is not shown. See how long your savings could cover monthly costs.
- Unexpected repairs: adds $5,000 to closing repairs and takes it out of your savings. Monthly payment, DTI and monthly cash flow stay the same.
Monthly payment
$3,004
No change
Monthly cash flow
$1,596
was $1,596
Cash to close
$43,500
No change
Side-by-side offer comparison
Hidden cost checklist
Avoid missing costs that can add thousands before move-in.
Shareable PDF report